Privacy Policy

Team Red Funding ("Team Red Funding," "we," "us," or "our") operates the website at teamredfunding.com (the "Site"). This Privacy Policy explains what information we collect when you visit the Site or submit a funding inquiry, how we use it, who we share it with, and your rights regarding that information. Team Red Funding is a business financing marketplace, not a bank. We connect qualifying businesses with third-party private funding partners who may extend financing. This policy applies only to business-purpose information and does not cover consumer or personal loan products.

By using the Site, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use the Site.

1. Information We Collect

We collect information you voluntarily provide, information collected automatically, and information from third-party sources.

Information you provide:

• Business name, legal entity type, and state of formation
• Owner or authorized representative name, phone number, and business email address
• Average monthly revenue, time in business, and industry
• Estimated credit score range (for pre-qualification purposes)
• Business bank account information, if requested during underwriting
• Any other information submitted through our application forms or contact forms

Information collected automatically:

• IP address, browser type, operating system, and referring URL
• Pages viewed, time on page, and click paths
• Device identifiers and session data
• Cookies, web beacons, and similar tracking technologies (see Section 5)

Information from third parties: We may receive supplemental business data from data providers, credit bureaus (via soft inquiries - see Section 6), or analytics platforms to help us assess funding eligibility and improve our services.

2. How We Use Your Information

We use the information we collect to:

• Process your funding inquiry and match you with appropriate third-party funding partners
• Contact you by phone, email, or text message regarding your application and available financing options
• Verify business identity and assess eligibility for financing products
• Improve and personalize the Site's content and user experience
• Monitor and analyze Site performance and traffic
• Comply with applicable laws and regulations
• Prevent fraud, security incidents, and other harmful activity
• Send you relevant business financing information, tips, and promotional content (you may opt out at any time)

3. Sharing with Funding Partners and Third Parties

Team Red Funding operates as a financing marketplace and may share your business information with:

• Third-party funding partners - private lenders, merchant cash advance providers, equipment financiers, and other financing entities in our network who may evaluate and extend a financing offer to your business
• Service providers - companies that help us operate the Site, send communications, process data, or provide analytics (these vendors are contractually required to handle data only for our specified purposes)
• Site infrastructure - Cloudflare, Inc., which hosts the Site, stores what you send through the contact form, delivers the notification email that reaches us, and runs the bot check that keeps automated traffic out of the form
• Legal and compliance - government authorities, regulators, or other parties when required by law, court order, or to protect the rights, property, or safety of Team Red Funding, our partners, or others
• Business transfers - in the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction

We do not sell your personal or business information to third-party marketers unrelated to business financing. What you send through the contact form - your name, email address, phone number, business name, the funding range you pick, and your message - is stored and emailed to us so a specialist can reply, and is never sold.

4. Data Security

We implement industry-standard technical and organizational safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. These include HTTPS encryption on all data transmissions, access controls limiting staff access to data on a need-to-know basis, and regular reviews of our security practices. No method of transmission over the internet is 100% secure; we cannot guarantee absolute security but commit to promptly notifying affected parties of any material breach as required by applicable law.

5. Cookies and Analytics

We use cookies and similar technologies to enhance site functionality and gather analytics. Types of cookies we use include:

• Essential cookies - required for the Site to function (e.g., session management)
• Analytics cookies - Google Analytics 4, which helps us understand traffic patterns and improve the Site. It records page views and a small set of actions (a sent contact form, a tap on our phone number or email address, a tap on the application button) and never the content of a message
• Marketing cookies - used to deliver relevant advertising and track campaign performance

You can control cookies through your browser settings or opt-out tools provided by analytics providers (e.g., Google Analytics Opt-out). Disabling essential cookies may affect Site functionality.

6. Credit Inquiries

When you submit a funding inquiry, a credit check on the business owner(s) may be performed to assess general creditworthiness and help match you with appropriate funding partners. The type of inquiry performed depends on the funding partner and product. If you accept a financing offer from one of our funding partners, that partner may conduct a further credit inquiry as part of their underwriting process. You will be informed before any additional inquiry is made.

7. Data Retention

We retain your information for as long as necessary to fulfill the purposes described in this policy, to comply with applicable legal obligations, resolve disputes, and enforce our agreements. Funding application data is typically retained for a minimum of five (5) years in accordance with standard financial recordkeeping practices. You may request deletion of your information at any time, subject to legal retention requirements.

8. Your Rights and Choices

Depending on your location and applicable law, you may have the right to:

• Request access to the business information we hold about you
• Correct inaccurate information
• Request deletion of your information (subject to legal obligations)
• Opt out of marketing communications at any time by clicking "unsubscribe" in any email or contacting us directly
• Request restriction or portability of your data where technically feasible

To exercise any of these rights, contact us using the information in Section 10 below. We will respond within 30 days.

9. Children's Privacy

The Site is intended solely for use by businesses and their authorized representatives. It is not directed to individuals under the age of 18. We do not knowingly collect information from minors. If we learn that we have inadvertently collected information from a minor, we will delete it promptly.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

• Email: BMGP@teamredfunding.com
• Phone: (346) 889-3237

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. Continued use of the Site after any changes constitutes your acceptance of the revised policy. We encourage you to review this page periodically.